KRD alternative: a debtor register is a different thing from a company registry

TL;DR

KRD (Krajowy Rejestr Dlugow) is a Polish economic-information bureau (BIG): a debtor register with reports on payment defaults, monitoring of about 684,000 enterprises, a balance-sheet database, and a CRM-integration API for large accounts, all priced on request. Prometiam does not hold Polish debt or payment-default data. Prometiam exposes the KRS company record for Poland (legal name, KRS number, NIP, REGON, legal form, PKD code, address, share capital) alongside five other countries, one REST API, one key, public prices from a free tier. For a Polish counterparty, the honest answer is often both: the registry record from Prometiam, the payment-default check from KRD.

Pick KRD if

You need to know whether a specific Polish counterparty has unpaid debts recorded in a BIG, want to register your own overdue debtor to press for recovery, or need ongoing portfolio monitoring with email/SMS alerts and a balance-sheet database.

Pick Prometiam if

You need the underlying KRS company record as structured data, self-serve pricing from a free tier with no sales call, all six countries (Spain, France, the UK, Ireland, Poland, Norway) on one key, and sanctions screening (beta) in the same integration.

Scope limits, stated plainly

Prometiam has no payment-default, debt-register or balance-sheet data for any country. Poland is company-level on Prometiam: no officers yet, and Poland is not one of the nine corporate-insolvency markets. Monitoring on Prometiam covers Spain, Ireland and Poland; sanctions screening is beta.

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Beyond the registry record

Two derived signals on the Prometiam side, neither of them a rating: registry_compliance, which marks companies still on the register that stopped meeting their filing duties (Spain, the United Kingdom, Ireland and Norway), and public procurement — Spanish contract awards by supplier, buyer, tax id, CPV code and date, plus a beta score for the contracting body itself in Spain and France. Both are dated facts with their source, on the published price and in the free tier; a score is a prompt to look, never a finding of wrongdoing. Public-buyer risk · Procurement screening

At a glance

PrometiamKRD
CountriesES, FR, GB, IE, PL, NO (official company registries)Poland only (Polish BIG)
DataRegistry facts, officers where published, corporate events, insolvency, sanctions — no debt or payment data for any countryPayment-default reports, debtor register, portfolio monitoring, balance-sheet/income database, CRM API for large accounts
UpdatesDaily for PolandReal-time monitoring alerts; overall refresh cadence not stated on the pages we read
Entry price€0 for 1,000 calls/month, no cardNot published — price lists provided as documents, business enquiries routed to sales
Paid plans€9.99 · €29.99 · €99.99 /month, cancel any timeNot published — subscription (abonament) plus separate per-service price lists
ContractNoneClient account / agreement required (Panel Klienta); no self-serve signup found for the B2B offer
MonitoringPOST /monitor webhooks (ES, IE, PL)Own-company and portfolio monitoring, email/SMS alerts, ~684,000 monitored enterprises
Sanctions screeningSame key, betaNot part of the offer pages we read
Beneficial ownershipUK PSC register only; not offered for PolandNot part of the offer pages we read
Data residencyEU (Frankfurt)Poland (KRD BIG S.A., Wrocław)

Frequently asked questions

Is KRD a company registry like the KRS?
No. KRD (Krajowy Rejestr Dlugow) is a Biuro Informacji Gospodarczej (BIG), a privately run economic-information bureau that records unpaid debts and produces payment-default and business-reliability reports. The KRS (Krajowy Rejestr Sadowy) is the state court register that records that a company legally exists. KRD reports draw on registry identifiers but the register itself, and the legal basis for it, are different things.
Does Prometiam show whether a Polish company has unpaid debts?
No. Prometiam has no payment-default, debt-register or balance-sheet data for Poland or any other country. Prometiam exposes the KRS company record for Poland at company level: legal name, KRS number, NIP, REGON, legal form, PKD code, registered address and share capital. Officers, KRZ insolvency notices and CRBR beneficial ownership are not yet included for Poland.
How much does KRD cost?
Not published as a figure. As read on krd.pl on 16 September 2026, KRD lists a subscription price list, an additional-services price list and a services price list as downloadable documents, and its B2B business-report page for large accounts directs enquiries to a sales phone line rather than showing a price. Prometiam publishes its prices: free for 1,000 calls a month, then EUR 9.99, EUR 29.99 and EUR 99.99, no contract.
Does KRD have an API?
KRD’s B2B report page for large accounts mentions an API for companies that need to integrate data with their own CRM, alongside web-portal reports. As read on 16 September 2026, krd.pl has no public API documentation page or self-serve key; access is arranged through a sales contact. Prometiam is entirely self-serve: sign up, copy the key, call the documented REST API.
Can I use KRD and Prometiam together?
Yes, and for Polish counterparties that is often the right setup: Prometiam for the underlying KRS company record, corporate events and sanctions screening across six countries on one key, KRD for a payment-default and debt-recovery check specific to Poland.