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Comparison · KRD

KRD alternative: a debtor register is a different thing from a company registry

KRD (Krajowy Rejestr Długów) is a Polish economic-information bureau: it records unpaid debts and sells payment-default reports and monitoring, priced on request. Prometiam has no Polish debt data at all — it exposes the KRS company record for Poland, alongside more countries, as a self-serve REST API.

KRD figures read from krd.pl on 16 September 2026

TL;DR

KRD is a Biuro Informacji Gospodarczej (BIG) — a debtor register, not a company registry. It sells reports on a counterparty's payment defaults, lets a creditor register ("dopisać") its own overdue debtor, runs portfolio monitoring across roughly 684,000 enterprises with email/SMS alerts, and maintains a database of company balance-sheet and income figures. Its B2B report page for large accounts mentions an API for CRM integration. None of this is priced in public: krd.pl lists price documents and directs business enquiries to a sales line. Prometiam is the opposite shape: the underlying KRS company record — legal name, KRS number, NIP, REGON, legal form, PKD code, address, share capital — for Poland, alongside every other registry the API covers, on one REST API with prices published on /pricing starting free. Prometiam holds no debt or payment-default data for Poland. For most compliance teams the honest answer is both: the registry fact from Prometiam, the payment-default check from KRD.

At a glance

PrometiamKRD
CountriesES, FR, GB, IE, PL, NO, FI, SE, BE, DK, HR, EE, SK, CH, LV, CY, RO, US, LT, CA, AU, JP, IL, SG, CO, TW, BR, CZ, DE, AR, UA, RS, EC, NL, CL, NL, MX (official company registries)Poland only (Polish BIG)
DataRegistry facts, officers where published, corporate events, insolvency, sanctions — no debt or payment data for any countryPayment-default reports, debtor register, portfolio monitoring, balance-sheet/income database, CRM API for large accounts
UpdatesDaily for PolandReal-time monitoring alerts; overall refresh cadence not stated on the pages we read
Entry price€9.99/month (Starter), after a 14-day trial of 500 credits, card required, nothing charged for 14 daysNot published — price lists provided as documents, business enquiries routed to sales
Paid plans€9.99 · €29.99 · €99.99 /month, cancel any timeNot published — subscription (abonament) plus separate per-service price lists
ContractNoneClient account / agreement required (Panel Klienta); no self-serve signup found for the B2B offer
MonitoringPOST /monitor webhooks (ES, GB, IE, PL, NO, FI, SE, BE, HR, DK, EE, SK, CH, LV, CY, RO, US, LT, CA, AU, JP, IL, SG, CO, TW, BR, CZ, DE, AR, UA, RS, EC, NL)Own-company and portfolio monitoring, email/SMS alerts, ~684,000 monitored enterprises
Sanctions screeningSame key, betaNot part of the offer pages we read
Beneficial ownershipUK PSC register only; not offered for PolandNot part of the offer pages we read
Data residencyEU (Frankfurt)Poland (KRD BIG S.A., Wrocław)

KRD column: krd.pl (home, /uslugi, /dokumenty/cenniki, /duze-firmy/uslugi/b2b), read 16 September 2026. Prometiam column: /pricing.

Who should pick KRD

  • You need to check whether a specific Polish counterparty has unpaid debts recorded in a BIG — a payment-default check, which is a different question from "does this company legally exist".
  • You are owed money by a Polish company and want to register the debtor ("dopisanie dłużnika") as legal leverage to recover it.
  • You want ongoing portfolio monitoring against KRD's own base of monitored enterprises, with email and SMS alerts, alongside a balance-sheet and income database.
  • You run a large account and want KRD's own reports pulled into your CRM through its API offer, and you are comfortable arranging price and access through a sales conversation.

Who should pick Prometiam

  • You need the underlying KRS company record — legal name, KRS number, NIP, REGON, legal form, PKD code, registered address, share capital — as structured data, not a report. The free KRS, NIP and REGON search (in Polish) shows the record.
  • Poland is one of several markets you check: every registry the API covers sits behind the same key and the same response shape.
  • You want to start today without a sales call: a free trial of 500 credits over 14 days with a card required and nothing charged for 14 days, then published prices with no contract.
  • You want sanctions and export-control screening (beta) and company-status monitoring for Poland (POST /monitor) in the same integration as the registry lookup.

Scope limits, stated plainly

  • Prometiam holds no payment-default or debt-register data for Poland or any other country, and financial statements for Polish listed companies only (their ESEF annual financial reports; not every report is held, and reports can arrive more than a year late; GB, FR, DK, SE and NO in full from the Scale plan, plus SEC filers in the United States). That is KRD's core business, not Prometiam's.
  • Poland is company-level on Prometiam: no officers yet. Poland is not one of the sixteen corporate-insolvency markets (FR, DE, GB, AT, CH, NO, FI, US, NL, DK, HR, SE, ES, LV, EE, SG) either.
  • Monitoring (POST /monitor) covers every live country except France and Chile. Sanctions screening is beta; PEP screening is beta and Spain only.
  • Beneficial ownership is the UK PSC register only; every other registry, Poland included, returns officers/directors where published, which is not the same thing.

Beyond the registry record

Two derived signals, neither of them a rating. Both are dated facts carrying the source they came from, so whoever reviews your file can check them.

  • Companies that stopped filing. A company that quietly stops trading rarely dissolves; the register notices first. The registry_compliance flag returns that state in one shape for Spain (provisional closure of the registry sheet), the United Kingdom (a strike-off proposal, or annual accounts overdue), Ireland (the strike-off list) and Norway (compulsory liquidation). Read it on GET /companies/{id}?include=risk_flags, or list those companies with risk_flag_type=registry_compliance. It is a compliance signal, not an insolvency: read it together with status.
  • Public contracts, and the buyer behind them. GET /procurement/awards returns public-contract awards from Spain, France, the UK, Ireland, Poland and Norway by supplier, buyer, identifier, CPV code and date, linked to the supplier’s registry record where the identifier resolves. GET /procurement/buyer/{id} scores the contracting body itself: the probability that its next award draws a single bid, and the probability that a supplier it awards to enters insolvency within two years.

Both are ordinary REST calls on the published price and included in the 14-day trial. Procurement awards cover Spain, France, the UK, Ireland, Poland and Norway (Ireland, Poland and Norway above the EU thresholds only), the buyer scores are Spain and France and in beta, and a score is a prompt to look, never a finding of wrongdoing.

FAQ

Is KRD a company registry like the KRS?
No. KRD is a Biuro Informacji Gospodarczej — a privately run economic-information bureau that records unpaid debts and sells payment-default and business-reliability reports. The KRS is the state court register that records that a company legally exists. KRD's reports reference registry identifiers, but the register itself and its legal basis are different from the KRS.

Does Prometiam show whether a Polish company has unpaid debts?
No. Prometiam has no payment-default or debt-register data for Poland or any other country, and financial statements for Polish listed companies only (their ESEF annual financial reports; not every report is held, and reports can arrive more than a year late; GB, FR, DK, SE and NO in full from the Scale plan, plus SEC filers in the United States). It returns the KRS company record at company level: legal name, KRS number, NIP, REGON, legal form, PKD code, address and share capital. Officers, KRZ insolvency notices and CRBR beneficial ownership are not yet included for Poland.

How much does KRD cost?
Not published as a figure. As read on krd.pl on 16 September 2026, KRD lists a subscription price list and separate per-service price lists as downloadable documents, and its B2B report page for large accounts routes enquiries to a sales phone line rather than showing a price. Prometiam publishes its prices on /pricing: free for 500 credits over 14 days, then €9.99, €29.99 and €99.99, cancel any time.

Does KRD have an API?
Its B2B report page for large accounts mentions an API for companies that need to integrate data with their own CRM, alongside web-portal reports. As read on 16 September 2026, krd.pl has no public API documentation page or self-serve key; access is arranged through sales. Prometiam is self-serve end to end: sign up, get a key, call the documented REST API.

Can I switch from KRD to Prometiam, or use both?
They answer different questions, so most teams end up using both: Prometiam for the KRS company record and sanctions screening (beta) on one key, KRD for a Poland-specific payment-default and debt-recovery check.