Comparison · FullCircl
FullCircl alternative: self-serve UK + Ireland company data without a sales demo
FullCircl is an enterprise customer lifecycle intelligence platform, now sold under the nCino brand through account-managed onboarding. Prometiam is a self-serve registry API with public prices you can read before you sign up.
TL;DR
FullCircl — the UK customer lifecycle intelligence platform once known as DueDil — was acquired by nCino for $135 million in a deal announced 30 October 2024. Its own domain, fullcircl.com, now redirects entirely to nCino's site, and its onboarding, KYB and monitoring tools (SmartOnboard, SmartBanker, ProBanker, SmartBroker) are sold under the nCino brand, priced through a sales demo with no published rate card. Prometiam is a self-serve REST API over official European registries with public pricing and a 14-day free trial and no contract.
What FullCircl sells today
FullCircl was a UK company-intelligence and KYB platform, formerly known as DueDil, that nCino agreed to acquire for $135 million in cash on 30 October 2024. Visiting fullcircl.com in September 2026 sends every path — the homepage, product pages, even its old press releases — to a 301 redirect at nCino's legal.ncino.com. The live product pages sit on nCino's own domains: identitysolutions.ncino.com/fullcircl states plainly that "FullCircl's existing solutions are now offered under the nCino brand, including SmartBanker, ProBanker, SmartOnboard, and SmartBroker." nCino's own acquisition announcement describes FullCircl's database as covering "company-data, including news and insights, detailed financial information, credit scores, risk profiles, ultimate beneficial ownership, import/export, legal notices, adverse director history and other critical profiling data."
The clearest UK + Ireland-specific product is SmartOnboard, described on ncino.com as a no-code onboarding application that runs KYB, KYC, AML and identity-document checks, with director identification and UBO screening, enriching "6M UK&I companies daily" from "18M directors and shareholders" with near real-time monitoring. The broader KYB product cites 365 million entities across 160-plus countries and 270 million connections. None of the pages reviewed publish a price: every call to action reads "Schedule a Demo".
At a glance
| Prometiam | FullCircl (nCino) | |
|---|---|---|
| Countries | ES, FR, GB, IE, PL, NO, FI, SE, HR, BE, DK, EE, SK, CH, LV, CY, RO, US, LT, CA, AU, JP, IL, SG, CO, TW, BR, CZ, DE, AR, UA, RS, EC, NL, CL, NL, MX (official registries) | UK + Ireland focus (SmartOnboard); KYB product cites 365M+ entities in 160+ countries globally |
| Data | Registry facts, officers where published, corporate events, insolvency, sanctions | Company data, financials, credit scores, risk profiles, UBO, adverse director history, plus consumer KYC/AML/IDV |
| Updates | Daily (UK: monthly bulk + daily delta; FI, SE, HR, BE, DK, EE, SK: weekdays; US: weekly) | Not published; SmartOnboard states "near real-time" monitoring |
| Entry price | €9.99/month (Starter), after a 14-day trial of 500 credits, card required, nothing charged for 14 days | Not published — schedule a demo |
| Paid plans | €9.99 · €29.99 · €99.99 /month, cancel any time | Not published — quote-based, sales-led |
| Contract | None | Not published on product pages |
| Monitoring | POST /monitor webhooks (ES, GB, IE, PL, NO, FI, SE, BE, HR, DK, EE, SK, CH, LV, CY, RO, US, LT, CA, AU, JP, IL, SG, CO, TW, BR, CZ, DE, AR, UA, RS, EC, NL) | Yes — rules-based, near real-time re-screening |
| Sanctions screening | Same key, beta | AML screening bundled into the KYB workflow; figures not published |
| Beneficial ownership | UK only (PSC register) | Yes — UBO cited as part of the acquired database |
| Data residency | EU (Frankfurt) | Not published on product pages |
FullCircl / nCino column: fullcircl.com, identitysolutions.ncino.com/fullcircl, identitysolutions.ncino.com/products/kyb-software, ncino.com/solutions/smartonboard and ncino.com/news/ncino-to-acquire-fullcircl, all read 16 September 2026. Prometiam column: /pricing.
Who should pick FullCircl (nCino)
- You need consumer identity verification alongside business checks — nCino Identity Solutions runs document, biometric and anti-fraud checks on individuals, which Prometiam does not do at all.
- You want registry reach beyond Europe: the KYB product cites 365 million entities across 160-plus countries, against Prometiam's European registries.
- You want credit scores, financial risk indicators, adverse director history and beneficial-ownership data bundled into one onboarding workflow with case management, rather than assembled from separate registry calls.
- Your team wants a no-code onboarding application (SmartOnboard) to configure, not an API to build against, and a sales-led rollout with a dedicated account team suits your procurement.
Who should pick Prometiam
- You want to see the price before you talk to anyone: Free, €9.99, €29.99 or €99.99 a month, nothing charged for 14 days and no contract.
- You are building your own onboarding logic and want a REST API with one key and one response shape across every country the API covers — not a no-code workflow tool.
- You need officer data and UK PSC beneficial ownership, corporate events, strike-off warnings and sanctions screening (beta) behind the same key, without a sales demo.
- Your counterparty footprint is European, and you would rather pay for the calls you use starting today than negotiate a package sized for 160-plus countries.
Scope limits, stated plainly
- Beneficial ownership is real only for the UK (PSC register); every other registry returns officers/directors, which is not beneficial ownership.
- Ireland, Finland, Sweden, Croatia, Belgium, Denmark, Estonia, Slovakia, Switzerland, Latvia, Cyprus, Romania, Lithuania, Canada, Australia, Japan, Israel, Singapore, Colombia, Taiwan, Germany, Ukraine, Serbia, Ecuador, Chile, Mexico, the Netherlands, Brazil, Argentina and the United States are company-level: no officers. Norway has register-change events only, from 14 Oct 2026 (no gazette).
- Company monitoring (
POST /monitor) covers every live country except France and Chile. - Sanctions screening is beta; PEP screening is beta, Spain only, and carries no relatives or close associates.
- Prometiam does not offer credit scores, adverse-media screening or identity-document verification, and returns financial statements for GB, FR, DK, SE, NO and SEC filers in the United States, for Finland (digitally filed statements, about one filer in twenty) and, for listed companies only, ES, PL, HR and BE from the Scale plan — where FullCircl's own materials describe exactly those capabilities.
Beyond the registry record
Two derived signals, neither of them a rating. Both are dated facts carrying the source they came from, so whoever reviews your file can check them.
- Companies that stopped filing. A company that quietly stops trading rarely dissolves; the register notices first. The registry_compliance flag returns that state in one shape for Spain (provisional closure of the registry sheet), the United Kingdom (a strike-off proposal, or annual accounts overdue), Ireland (the strike-off list) and Norway (compulsory liquidation). Read it on GET /companies/{id}?include=risk_flags, or list those companies with risk_flag_type=registry_compliance. It is a compliance signal, not an insolvency: read it together with status.
- Public contracts, and the buyer behind them. GET /procurement/awards returns public-contract awards from Spain, France, the UK, Ireland, Poland and Norway by supplier, buyer, identifier, CPV code and date, linked to the supplier’s registry record where the identifier resolves. GET /procurement/buyer/{id} scores the contracting body itself: the probability that its next award draws a single bid, and the probability that a supplier it awards to enters insolvency within two years.
Both are ordinary REST calls on the published price and included in the 14-day trial. Procurement awards cover Spain, France, the UK, Ireland, Poland and Norway (Ireland, Poland and Norway above the EU thresholds only), the buyer scores are Spain and France and in beta, and a score is a prompt to look, never a finding of wrongdoing.
FAQ
Is FullCircl still a separate company from nCino?
No. nCino agreed to acquire FullCircl for $135 million in cash in a deal announced 30 October 2024. The fullcircl.com domain now redirects entirely to nCino's site, and FullCircl's products — SmartOnboard, SmartBanker, ProBanker and SmartBroker — are sold under the nCino brand. FullCircl was previously known as DueDil.
How much does FullCircl (nCino) cost?
Not published. Every FullCircl and nCino KYB page reviewed directs visitors to "Schedule a Demo" rather than listing a price, so a quote requires a sales conversation. Prometiam publishes every tier: a 14-day trial with 500 credits (card required), then Starter €9.99, Professional €29.99, Scale €99.99, and custom Enterprise.
Does Prometiam cover the same ground as FullCircl?
Only partly. nCino's KYB product cites access to 365 million entities across 160-plus countries, plus consumer identity verification, credit scores and financial risk indicators — none of which Prometiam offers. Prometiam covers official European registries, with officer data where the registry publishes it, corporate events for Spain, France and the UK, plus register-change events for every other live country except Chile (none before 14 Oct 2026 for Ireland, Poland and Norway; Argentina is read monthly, none before 28 Oct 2026; Mexico covers its LEI-registered entities only), sanctions screening (beta) and UK beneficial ownership.
Does Prometiam do consumer identity verification like nCino Identity Solutions?
No. Prometiam has no document, biometric or liveness identity-verification product. It verifies companies and their officers against official registries and screens names against sanctions lists. For individual KYC and IDV, FullCircl's nCino Identity Solutions products are built for that.
Can I get UK and Ireland company data without booking a demo?
Yes. Prometiam's Companies House and CRO data is queried through a self-serve REST API: sign up, get a key, call /companies/search. No sales call is required at any tier, including the free one.
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