FullCircl, the UK customer lifecycle intelligence platform once known as DueDil, was acquired by nCino for $135 million in a deal announced 30 October 2024. Its fullcircl.com domain now redirects entirely to nCino's site, and its KYB, onboarding and monitoring tools (SmartOnboard, SmartBanker, ProBanker, SmartBroker) are sold under the nCino brand through a sales demo, with no published pricing. Prometiam is a self-serve REST API over six official European registries (Spain, France, the UK, Ireland, Poland, Norway) with public pricing from a free tier and no contract.
You need consumer identity verification alongside business checks, credit scores and financial risk indicators bundled with beneficial-ownership data, a no-code onboarding workflow with case management, or registry reach beyond Europe — nCino's KYB product cites access to 365 million entities across 160-plus countries.
Your counterparties are in Spain, France, the UK, Ireland, Poland or Norway and you want a REST API you can price and start today: a free tier, then €9.99, €29.99 or €99.99 a month, no contract, officer and UK PSC data, corporate events, and sanctions screening (beta) behind one key.
Beneficial ownership is real only for the UK (PSC); Ireland and Poland are company-level with no officers yet; Norway has no corporate-event stream; monitoring covers Spain, Ireland and Poland; sanctions screening is beta; Prometiam does not offer credit scores or financial statements.
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Two derived signals on the Prometiam side, neither of them a rating: registry_compliance, which marks companies still on the register that stopped meeting their filing duties (Spain, the United Kingdom, Ireland and Norway), and public procurement — Spanish contract awards by supplier, buyer, tax id, CPV code and date, plus a beta score for the contracting body itself in Spain and France. Both are dated facts with their source, on the published price and in the free tier; a score is a prompt to look, never a finding of wrongdoing. Public-buyer risk · Procurement screening
| Prometiam | FullCircl (nCino) | |
|---|---|---|
| Countries | ES, FR, GB, IE, PL, NO (official registries) | UK + Ireland focus (SmartOnboard); KYB product cites 365M+ entities in 160+ countries globally |
| Data | Registry facts, officers where published, corporate events, insolvency, sanctions | Company data, financials, credit scores, risk profiles, UBO, adverse director history, plus consumer KYC/AML/IDV |
| Updates | Daily (UK: monthly bulk + daily delta) | Not published; SmartOnboard states "near real-time" monitoring |
| Entry price | €0 for 1,000 calls/month, no card | Not published — schedule a demo |
| Paid plans | €9.99 · €29.99 · €99.99 /month, cancel any time | Not published — quote-based, sales-led |
| Contract | None | Not published on product pages |
| Monitoring | POST /monitor webhooks (ES, IE, PL) | Yes — rules-based, near real-time re-screening |
| Sanctions screening | Same key, beta | AML screening bundled into the KYB workflow; figures not published |
| Beneficial ownership | UK only (PSC register) | Yes — UBO cited as part of the acquired database |
| Data residency | EU (Frankfurt) | Not published on product pages |