Comparison · UC

UC alternative

UC is Sweden's credit-information bureau, and for credit risk it is far deeper than we are. This is the honest split, for teams looking up Swedish companies from code.

UC facts read from uc.se, allabolag.se and enento.com on 30 September 2026

TL;DR

UC (UC AB) has been part of Enento Group since 2018 and describes itself as a leader in business and credit information. It sells credit reports on companies and on individuals, a risk class and risk forecast on companies, payment remarks, financial statements, ownership and beneficial-owner data, PEP and sanctions data for AML and KYC, and APIs. Some reports can be bought on its site without a contract, and integrations are set up as customised solutions. Everything on this page about UC was read on its own sites (uc.se and allabolag.se) and on enento.com on 30 September 2026; nothing comes from a third party.

Prometiam is the register-record API. You hand it an organisationsnummer, a Swedish VAT number or a few typed letters and get the Bolagsverket record back in the same response shape as every other live country. If you need a risk class, payment remarks, financial statements, ownership or personal credit information on Swedish parties, UC is the better tool and we are not a substitute. If you need the official record of a Swedish counterparty at a price you can see, starting without a sales conversation, we are the leaner fit.

Where UC is genuinely ahead

  1. Risk class and forecast. UC has five risk classes, where 1 is the highest risk and 5 the lowest risk of insolvency (bankruptcy, distraint or business reconstruction) within one year. The forecast is calculated from official sources such as Kronofogden, Bolagsverket and Skatteverket, and limited companies, partnerships, limited partnerships and sole proprietorships are classified. A credit limit is included for limited companies. Prometiam has no credit scores, and sole traders are never served.
  2. Payment remarks. Payment remarks show for three years from their registration at Kronofogden. Prometiam holds no payment-default data.
  3. Company depth. A company report carries the debt balance, financial statements and key figures, current company changes, board and group connections and the latest credit inquiries. UC also describes an ownership-structure database that is still growing. The Swedish record on Prometiam is the register record plus filed financial statements (digitally filed (iXBRL) accounts only, on the Scale plan and above).
  4. Personal credit information. Reports on individuals for companies that make an economic assessment of a person, such as for credit agreements, guarantees or rental agreements, with income, debts, credit commitments and payment remarks, and only where there is a legitimate need. Prometiam holds no data about individuals.
  5. Compliance and ownership. Beneficial-owner data, PEP and sanctions lists and ESG for KYC and AML, including APIs for monitoring the beneficial-owner register. Prometiam's sanctions screening is beta, and PEP screening is beta and Spain only.
  6. Foreign companies. UC sells credit reports on foreign companies and individuals, from readily available reports in a set of European countries and the United States to manual analyst reports for most other countries. Check Prometiam's coverage list against the countries you need before you assume parity.
  7. A wide integration surface. APIs for business and personal information built on JSON and REST, a developer portal, and CRM and master-data integrations. Monitoring on Prometiam is every live country except France and Chile.

Where Prometiam is ahead

  1. You can see the price, and start on it. Prometiam publishes every tier: a 14-day trial, then Starter at €9.99 a month (1,000 credits), Professional at €29.99 (10,000) and Scale at €99.99 (50,000), monthly, no contract. UC lets you buy some reports directly without a contract, and sets integrations up as customised solutions; we do not quote its prices.
  2. The official record, validated. An organisationsnummer is checked against its Luhn digit and the third-digit rule before you spend a call, and the Swedish VAT number resolves to the same company. Status and dates come from the register itself, and a company it flags as bankrupt, in liquidation, in restructuring or in administration is not served as plain active.
  3. One schema across the registries. The same response shape for Sweden as for every other registry the API covers; adding a market is a country value, not a second integration.
  4. Built for a lookup. One bearer key, one parameter per identifier, a name search made for a form field, and free lookup tools you can try without a key.
  5. No commitment. Monthly billing with no contract and no minimum term.

Scope limits, stated plainly

  • Sweden on Prometiam is company records only: with register-change events and monitoring, but no officers and no registry-compliance signal (corporate insolvency notices are linked by organisationsnummer). Officers are served for Spain, France, the United Kingdom, Norway, Poland and the Czech Republic (Polish natural persons are masked by the register itself; Czech natural persons are the name and the month and year of birth only) only.
  • Sole traders (enskild näringsverksamhet) are never served.
  • There are no credit scores, no payment remarks and no data about individuals. Financial statements are returned for digitally filed (iXBRL) accounts only, on the Scale plan and above.
  • Sweden is one of the sixteen insolvency markets (FR, DE, GB, AT, CH, NO, FI, US, NL, DK, HR, SE, ES, LV, EE, SG), which cover corporate notices only; Swedish notices are Bolagsverket's procedure data, updated weekly, with no court, case number or source link.
  • Sanctions screening is beta; PEP screening is beta and Spain only, with no relatives or close associates.

Built for the API-native workflow

UC is built around credit decisions on Swedish companies and people. If your workflow is a lookup instead — resolving a customer's identifier, or a few typed letters, into a company record for an onboarding form, an invoice or a CRM row — this is what that looks like on Prometiam:

  • Every identifier, one parameter. NIF/CIF, SIREN or SIRET, the Companies House number, the CRO number, the KRS number, the organisasjonsnummer, the Y-tunnus, the organisationsnummer and each other registry's own number all go in the same parameter — ?country= picks the register, the parameter doesn't change. Prometiam takes the register's 556012-5790, with or without the hyphen, and the VAT form SE556012579001 through vat=.
  • Name search built for a form field. ?name= is a normalised, partial match — call it on every keystroke and wire it into a type-ahead.
  • One schema, every registry. The same response shape for every ?country= value.
  • Auth and rate limits. A single bearer key (Authorization: Bearer rk_live_...) issued at signup; limits scale 10 to 600 requests/minute by tier.
  • A typed client, if you want one. prometiam-risk-api on npm — TypeScript types, retries on 429/5xx, cursor pagination, typed errors. The same client for Python: prometiam-risk-api on PyPI.
  • From an agent, not just a form. The MCP server (prometiam-risk-mcp on npm) puts the same lookups in Claude Desktop, Cursor or any MCP client.
  • Public pricing, monthly. Every tier is published. Starter begins with a 14-day trial: 500 credits, 10 requests/minute, card required, nothing charged for 14 days. Subscribing keeps the same key working. The trial is not an ongoing plan. Hosted in the EU (Frankfurt).
  • Try an identifier before signing up. Free organisationsnummer, Y-tunnus, NIF, SIREN, Companies House number, KRS, CRO number and organisasjonsnummer lookup tools run the same call with a shared key.

At a glance

PrometiamUC (read 30 September 2026)
What it isA register-record API: lookup, validation, one schema across the live registriesA Swedish business and credit information bureau, part of Enento Group since 2018: credit reports, risk class, compliance data and APIs
SwedenCompany records from the Swedish Companies Registration Office (Bolagsverket): legal name, legal form, status, registered address, activity code and dates; with register-change events and monitoring, but no officers and no registry-compliance signal (corporate insolvency notices are linked by organisationsnummer), and sole traders (enskild näringsverksamhet) are never served.Company reports with credit limit, debt balance, risk class and forecast, financial statements and key figures, company changes, board and group connections, payment remarks and latest credit inquiries
Risk class and payment remarksNone — no credit scores, no payment remarksFive risk classes (1 highest risk, 5 lowest) on insolvency within one year; payment remarks shown for three years
Personal credit informationNone — company records onlyReports on individuals where there is a legitimate need
Ownership and complianceSanctions screening in beta; PEP is beta and Spain only; no beneficial owners for SwedenBeneficial owners, ownership structure, PEP and sanctions lists, ESG
Other databasesES, FR, GB, IE, PL, NO, FI, SE, BE, DK, EE, SK, CH, LV, CY, RO, HR, LT, CA, AU, JP, IL, SG, CO, TW, BR, CZ under one schema; corporate insolvency across sixteen marketsCredit reports on foreign companies and individuals; sister brands Allabolag (Sweden), Asiakastieto (Finland), Proff (Norway, Denmark)
APIREST, bearer key, TypeScript SDK, MCP serverJSON and REST APIs for business and personal information, developer portal, CRM and master-data integrations
Buying14-day trial: 500 credits, card required, nothing charged for 14 days, key at signupSome reports can be bought on the site without a contract, by card or Klarna invoice; integrations as customised solutions
PricingPublic — 14-day trial, then €9.99 (1,000 credits), €29.99 (10,000) and €99.99 (50,000) a monthNot quoted here; see uc.se
CommitmentNone; monthlyReports can be bought without a contract; integrations by agreement

UC column: uc.se (business credit reports, UC Direkt, risk class and risk forecast, personal information, foreign credit reports, API, compliance and beneficial owner pages, help pages), allabolag.se and enento.com, read 30 September 2026. Prometiam column: /pricing and /risk-api/docs.

Which to choose

Choose UC if you extend credit to Swedish customers and need a risk class, a credit limit, payment remarks, financial statements, ownership or beneficial-owner data, personal credit information or foreign credit reports, want PEP and sanctions data for AML, or need an integration into a credit decision or a CRM.

Choose Prometiam if you are building onboarding, invoicing or KYB flows that call for the official record of a counterparty by organisationsnummer, VAT number or name, the same response shape across several countries, and a published price you can start on without a sales call.

The two also combine: UC for the credit decision and the risk class on a Swedish counterparty, Prometiam for the register record and one schema across the other live countries.

FAQ

Does UC have an API?
Yes. UC publishes APIs for business information (company reports) and personal information, built on JSON and REST, with a developer portal at developerportal.uc.se, CRM and master-data integrations, and APIs for monitoring the beneficial-owner register (uc.se, read 30 September 2026). It also builds customised integrations with a customer's own systems. Prometiam is an API from the first call: one bearer key and one response shape across every live country.

What does UC cost?
We do not quote UC prices. Its help pages (uc.se, read 30 September 2026) say some credit reports can be bought directly on the site without a contract, paid by card or by invoice through Klarna, and integrations are set up as customised solutions with UC. Prometiam publishes every tier: a 14-day trial with 500 credits and card required, nothing charged for 14 days, then Starter 9.99 euros, Professional 29.99 euros and Scale 99.99 euros a month.

What is UC risk class?
UC has five risk classes, where 1 is the highest risk and 5 the lowest risk of insolvency (bankruptcy, distraint or business reconstruction) within one year. The risk forecast is calculated from official sources such as Kronofogden, Bolagsverket and Skatteverket, and limited companies, partnerships, limited partnerships and sole proprietorships are classified (uc.se, read 30 September 2026). Prometiam has no credit scores or risk classes.

Does Prometiam have UC-style credit reports, payment remarks or personal credit information?
No. Sweden is company-level: legal name, legal form, status, registered address, activity code and dates, with register-change events and monitoring, but no officers and no registry-compliance signal (corporate insolvency notices are linked by organisationsnummer), and sole traders are never served. There are no credit scores, no payment remarks and no data about individuals. Financial statements are returned for digitally filed (iXBRL) accounts only, on the Scale plan and above. For those, UC is the better tool.

Who owns UC, and how does it relate to Allabolag and Asiakastieto?
UC has been part of Enento Group since July 2018, and Allabolag has been owned by UC since 2013. Enento's own site names its local brands as Asiakastieto in Finland, UC and Allabolag in Sweden, and Proff in Norway and Denmark (uc.se, allabolag.se and enento.com, read 30 September 2026). See our comparisons of Allabolag and Asiakastieto.

Can I use UC and Prometiam together?
Yes, and many teams should: UC for the credit decision and the risk class on a Swedish counterparty, Prometiam for the register record, organisationsnummer and VAT validation and one response shape across the other live countries.