Comparison · Asiakastieto

Asiakastieto alternative

Asiakastieto is Finland's credit-information bureau, and for credit risk it is far deeper than we are. This is the honest split, for teams looking up Finnish companies from code.

Asiakastieto facts read from asiakastieto.fi and enento.com on 30 September 2026

TL;DR

Asiakastieto (Suomen Asiakastieto Oy) is part of Enento Group and describes itself as one of Finland's leading providers of digital business and consumer information services. Its business services cover credit risk management, compliance and knowing your customer, automated decision-making and monitoring, and sales and marketing. It sells through an online shop, service baskets, contracts and integrations. Everything on this page about Asiakastieto was read on its own sites (asiakastieto.fi and enento.com) on 30 September 2026; nothing comes from a third party.

Prometiam is the register-record API. You hand it a Y-tunnus, a Finnish VAT number or a few typed letters and get the Finnish Trade Register record back in the same response shape as every other live country, with corporate insolvency notices linked by business ID. If you need a credit rating, payment defaults, financial statements, owners or personal credit information on Finnish parties, Asiakastieto is the better tool and we are not a substitute. If you need the official record of a Finnish counterparty at a price you can see, starting without a sales conversation, we are the leaner fit.

Where Asiakastieto is genuinely ahead

Credit ratings and payment defaults. Its Rating Alfa report is a real-time credit rating on a scale from AAA to C that estimates the probability of a payment default within three years, with payment defaults, payment history and creditors in the same report. Prometiam has no credit scores and no payment-default data; for a credit decision on a Finnish customer this is the core of what you need.
Company depth. Its company reports carry income statements and balance sheets, key figures, registration data, responsible persons and owner information. The Finnish record on Prometiam is the register record and nothing else.
Personal credit information. Consumer credit information and credit classifications, and positive credit information, offered for credit granting and the other purposes the Finnish Credit Information Act allows. Prometiam holds no data about individuals.
Compliance data. KYC support covering owners, PEP status and sanctions matches, backed by its own sanctions database across the UN, EU, OFAC and UK lists. Prometiam's sanctions screening is beta, and PEP screening is beta and Spain only.
Monitoring and automation. Monitoring of customers' payment ability, and integrations for automated credit decisions that plug into an online shop or a credit workflow. Monitoring on Prometiam is every live country except France and Chile.
Nordic reach. The Enento developer portal lists API products for Finnish, Norwegian and Danish consumers and companies, and Enento Group also runs UC and Allabolag in Sweden and Proff in Norway and Denmark. Check Prometiam's coverage list against the countries you need before you assume parity.

Where Prometiam is ahead

You can see the price, and start on it. Prometiam publishes every tier: a 14-day trial, then Starter at €9.99 a month (1,000 credits), Professional at €29.99 (10,000) and Scale at €99.99 (50,000), monthly, no contract. Asiakastieto's service baskets start at 55 EUR a month excluding VAT for 20 queries, with a three-month initial contract, and its API integrations start with a contact form.
The official record, validated. A Y-tunnus is checked against its modulus-11 digit before you spend a call, and the Finnish VAT number resolves to the same company. Status and dates come from the register itself, and a company it flags as bankrupt, in liquidation or in restructuring is not served as plain active.
Insolvency notices linked by business ID. Finnish corporate insolvency notices are attached to the company by its Y-tunnus, one ?include=insolvency away.
One schema across the registries. The same response shape for Finland as for every other registry the API covers; adding a market is a country value, not a second integration.
No commitment. Monthly billing with no contract and no minimum term.

Scope limits, stated plainly

Finland on Prometiam is company records only: with register-change events and monitoring, but no officers and no registry-compliance signal. Officers are served for Spain, France, the United Kingdom, Norway, Poland and the Czech Republic (Polish natural persons are masked by the register itself; Czech natural persons are the name and the month and year of birth only) only.
There are no credit scores, no payment-default data, and no data about individuals, for Finland or anywhere else. Financial statements are available for Finnish companies that file digitally with PRH, the Finnish Patent and Registration Office (about one in twenty, registered since July 2023) and for listed groups (their ESEF annual financial reports), and every Finnish company has Finnish Tax Administration tax records from 2020 (CC BY 4.0); contains data from the Finnish Patent and Registration Office (PRH), CC BY 4.0.
Insolvency notices are corporate only, across sixteen markets (FR, DE, GB, AT, CH, NO, FI, US, NL, DK, HR, SE, ES, LV, EE, SG); Finnish notices are linked to the company by business ID.
Sanctions screening is beta; PEP screening is beta and Spain only, with no relatives or close associates.

Built for the API-native workflow

Asiakastieto is built around credit decisions on Finnish businesses and consumers. If your workflow is a lookup instead — resolving a customer's identifier, or a few typed letters, into a company record for an onboarding form, an invoice or a CRM row — this is what that looks like on Prometiam:

Every identifier, one parameter. NIF/CIF, SIREN or SIRET, the Companies House number, the CRO number, the KRS number, the organisasjonsnummer, the Y-tunnus and each other registry's own number all go in the same parameter — ?country= picks the register, the parameter doesn't change. Prometiam takes the register's 0112038-9, with or without the hyphen, and the VAT form FI01120389 through vat=.
Name search built for a form field. ?name= is a normalised, partial match — call it on every keystroke and wire it into a type-ahead.
One schema, every registry. The same response shape for every ?country= value.
Auth and rate limits. A single bearer key (Authorization: Bearer rk_live_...) issued at signup; limits scale 10 to 600 requests/minute by tier.
A typed client, if you want one. prometiam-risk-api on npm — TypeScript types, retries on 429/5xx, cursor pagination, typed errors. The same client for Python: prometiam-risk-api on PyPI.
From an agent, not just a form. The MCP server (prometiam-risk-mcp on npm) puts the same lookups in Claude Desktop, Cursor or any MCP client.
Public pricing, monthly. Every tier is published. Starter begins with a 14-day trial: 500 credits, 10 requests/minute, card required, nothing charged for 14 days. Subscribing keeps the same key working. The trial is not an ongoing plan. Hosted in the EU (Frankfurt).
Try an identifier before signing up. Free Y-tunnus, organisationsnummer, NIF, SIREN, Companies House number, KRS, CRO number and organisasjonsnummer lookup tools run the same call with a shared key. Asiakastieto's Company Basics API has a demo environment with generated test data; its integration department sends the credentials after you fill in a form.

At a glance

	Prometiam	Asiakastieto (read 30 September 2026)
What it is	A register-record API: lookup, validation, one schema across the live registries	A Finnish credit and business information provider, part of Enento Group: credit risk management, compliance and KYC, decision automation, monitoring, sales and marketing
Finland	Company records from the Finnish Trade Register: legal name, legal form, status, registered address, activity code and dates; with register-change events and monitoring, but no officers and no registry-compliance signal. Corporate insolvency notices are linked by business ID.	Company reports with financial statements, key figures, registration data, responsible persons and owner information; credit ratings; payment defaults; consumer credit information
Credit rating and payment defaults	None — no credit scores, no payment-default data	Rating Alfa: AAA to C, probability of payment default within three years, with payment defaults, history and creditors
Financial statements	Not yet for Finland	Yes — income statement, balance sheet and key figures in its company reports
Personal credit information	None — company records only	Consumer credit information, credit classifications and positive credit information, for lawful credit purposes
Sanctions and PEP	Same key, sanctions screening in beta; PEP is beta and Spain only	Own sanctions database (UN, EU, OFAC and UK lists) and PEP data for KYC
Other databases	ES, FR, GB, IE, PL, NO, FI, SE, BE, DK, EE, SK, CH, LV, CY, RO, HR, LT, CA, AU, JP, IL, SG, CO, TW, BR, CZ under one schema; corporate insolvency across sixteen markets	Finnish, Norwegian and Danish companies and consumers through its international APIs; sister brands UC and Allabolag (Sweden), Proff (Norway, Denmark)
API	REST, bearer key, TypeScript SDK, MCP server	Company Basics API (HTTP GET, demo and production environments), company-report APIs, automated credit-decision integrations, developer portal; credentials after a contact form
Free access	14-day trial: 500 credits, card required, nothing charged for 14 days, key at signup	Demo environment with generated test data, credentials after a form
Pricing	Public — 14-day trial, then €9.99 (1,000 credits), €29.99 (10,000) and €99.99 (50,000) a month	Online shop: single company reports. Service baskets: Micro 55, Small 105, Compact 155 EUR a month excl. VAT for 20, 40 and 60 queries. API by contact form
Commitment	None; monthly	Service baskets: three-month contract, then continuing, billed monthly; contract customers by agreement

Asiakastieto column: asiakastieto.fi (front page, Rating Alfa, service baskets, credit information and rating, company financial-information report, Company Basics API, integrations, compliance and know-your-customer, become a contract customer, consumer credit information) and enento.com, read 30 September 2026; VAT as stated on each page. Prometiam column: /pricing and /risk-api/docs.

Which to choose

Choose Asiakastieto if you extend credit to Finnish customers and need a rating, payment defaults, financial statements, owner information or personal credit information, want PEP and sanctions data or monitoring of customers' payment ability from a Finnish bureau, or need an integration into a credit decision, and a contract or a basket fits.

Choose Prometiam if you are building onboarding, invoicing or KYB flows that need the official record of a counterparty by Y-tunnus, VAT number or name, the same response shape across several countries, the linked insolvency notices, and a published price you can start on without a sales call.

The two also combine: Asiakastieto for the credit decision on a Finnish customer, Prometiam to verify the register record at onboarding.

FAQ

Does Asiakastieto have an API?
Yes. Asiakastieto publishes integrations including a Company Basics API, which fetches the status, turnover, address, line of business or personnel of a single company over HTTP GET, company-report APIs that order credit reports and check a company name and address, and REST integrations for automated credit decisions (asiakastieto.fi and the Enento developer portal, read 30 September 2026). The developer portal also lists API products for consumer credit information and PEP and sanctions reports. To start, you fill in a form and its integration department sends credentials for a demo environment.

What does Asiakastieto cost?
As shown on asiakastieto.fi on 30 September 2026: single company reports are sold in its online shop, and its service baskets are Micro (20 queries a month, 55 euros a month excluding VAT), Small (40 queries, 105 euros) and Compact (60 queries, 155 euros), on a contract that runs three months and then continues, billed monthly. API integrations are arranged through a contact form and no API price is quoted here. Prometiam publishes every tier: a 14-day trial with 500 credits and card required, nothing charged for 14 days, then Starter 9.99 euros, Professional 29.99 euros and Scale 99.99 euros a month.

Can I try the Asiakastieto API for free?
Its Company Basics API has a demo environment with generated test data next to the production environment; to experiment you fill in a form and its integration department contacts you with the credentials (asiakastieto.fi, read 30 September 2026). A Prometiam key is issued at signup with nothing charged for 14 days: a 14-day trial with 500 credits, and the free lookup tools run the same call without a key.

Does Prometiam have Finnish credit ratings, payment defaults or financial statements?
Partly: no credit ratings or payment defaults, and financial statements only for some companies. Finland is company-level: legal name, legal form, status, registered address, activity code and dates, with register-change events and monitoring but no officers, and Prometiam has no credit scores and no payment-default data. Corporate insolvency notices are linked by business ID. Financial statements are available for Finnish companies that file digitally with PRH, the Finnish Patent and Registration Office (about one in twenty, registered since July 2023) and for listed groups (their ESEF annual financial reports), and every Finnish company has Finnish Tax Administration tax records from 2020 (CC BY 4.0); contains data from the Finnish Patent and Registration Office (PRH), CC BY 4.0. For a credit rating, payment defaults, financial statements, owner information or personal credit information on Finnish parties, Asiakastieto is the better tool.

Who owns Asiakastieto, and how does it relate to UC and Allabolag?
Suomen Asiakastieto Oy is part of Enento Group, listed on Nasdaq Helsinki. Enento's own site names its local brands as Asiakastieto in Finland, UC and Allabolag in Sweden, and Proff in Norway and Denmark (enento.com, read 30 September 2026). See our comparisons of UC, Allabolag and Proff.

Can I use Asiakastieto and Prometiam together?
Yes, and many teams should: Asiakastieto for the credit decision on a Finnish customer, Prometiam for the register record, Y-tunnus and VAT validation, the linked insolvency notices and the same response shape across the other live countries.